Considering Cell Phone Plans

According to today’s standards, I was a little slow on getting a cell phone. I’m in my late twenties, so when I was a teenager, cell phones were just coming into play. My first cell phone looked very similar to the phone in this picture; it was boxy, clunky, and it didn’t fit in my pocket very well. I actually kept the thing in my car, because its only purpose was for emergencies. I had a prepaid plan that you refilled every 30 days with a refill card. I didn’t get my first real cell phone plan until the summer before my sophomore year of college, and that was only because I was moving to the town I went to college in, and I was going to be moving and changing numbers a lot if I didn’t.

Now, I’ve had that same cell phone number and provider for the past 8 years. I’ve gotten new phones, but haven’t changed the provider I started with back in 2004. And I’m fairly happy with them, too. Little to no coverage issues. Good reason to stick with them right?

I didn’t have a lot of choice in my phone plan. But, if you do, here are a few things that you need to think about when choosing a cell phone plan.

Prepaid or Monthly plan? Prepaid plans don’t get you caught in a contract that you can’t get out of for 2 years without paying hefty fees, but monthly plans sometimes give incentives you may not get any other way. Check and see what your phone company offers,

Am I keeping my house phone too? I have a house phone for work purposes, and it’s actually cheaper, through my phone company, to have phone + internet than just internet. So, I ended up doing a low-cost prepaid plan plus my house phone instead of having a high-cost phone and high-cost internet.

How much do I really use a month? Prepaid plans allow you to have lower-cost plans with fewer minutes. Mine even gave me unlimited texts alongside the minutes I get per month. I’m more of a texter than I am a person to make phone calls, so it works out really well for me. If you’re a big talker, you may want to consider a real plan. Also, think about data plans as well.

What kind of phone am I getting? Some smart phones are not conducive to prepaid plans. If you want an everyday, ordinary phone, then a prepaid may be okay for you, but smartphones are better.

Asking these questions will prevent you from getting a cell phone bill that is a ridiculous amount of money that you weren’t expecting. Because, let me tell you, I didn’t ask these questions, and I ended up paying $50 more than I expected to pay; I switched things around and it ended up being much, much cheaper.

Do you have any other advice for choosing a cell phone plan? Have you ever ended up paying an absurd amount of money for your cell phone bill? Share your thoughts in the comments, have a great week, and we’ll see you back here next week!

  1. Considering Cell Phone Plans | Money Walks | Pro Phone Cards - pingback on August 28, 2012 at 4:02 pm

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