http://www.moneywalks.com Personal Finance Blog - Save Money Sat, 06 Jun 2009 15:44:36 +0000 http://backend.userland.com/rss092 en Research studies have shown that half of US bankruptcies were caused by Medical bills. The study estimates that medical bankruptcies affect about two million Americans annually. When most people think of bankruptcy they tend to think that it comes from acts of past irresponsible spending however it could happen to ... http://www.moneywalks.com/2009/06/06/filing-for-bankruptcy-a-quick-rundown-on-chapter-7-and-chapter-13-bankruptcies/ Sometimes we all make unwise financial decisions or take on more credit than we can handle. Sometimes we acquire bad credit from unfortunate circumstances like going through a divorce, loss of a spouse,  or experience  medical issues that results in the inability to work or excessive medical bills. Regardless how ... http://www.moneywalks.com/2009/06/03/for-those-with-damaged-credit/ Digging your way out of credit card debt can be an overwhelming and feeling hopeless.  It is embarrassing for friends and family members to know that you're struggling to pay your bills. You also may be tossing and turning at night thinking about how to get out of your current ... http://www.moneywalks.com/2008/10/13/credit-report-and-how-it-all-works/ The typical "American Dream" is owning your own home, however, if you're not able to swing it financially, it could end up being your worst nightmare. Some questions, you might want to ask yourself : How much are you gonna save up for a down payment and closing costs? How do ... http://www.moneywalks.com/2008/06/30/owning-a-home-is-not-for-everyone/ Welcome to the 59th edition of the Carnival of Money Stories, a carnival where we share personal experiences with money. I enjoyed reading all the article submissions and have selected 16 articles in this edition. You can learn more about the Carnival of Money Stories at their home Page here. ... http://www.moneywalks.com/2008/05/13/carnival-of-money-stories-59-2/ A budget is really nothing but a spending plan. You may find yourself struggling with an unrealistic plan to save tons of money when what you really need to do is spend more wisely. If you think that you can meet your financial goals without some sort of a spending plan, ... http://www.moneywalks.com/2008/03/31/spending-plans-its-all-about-the-attitude/ Merry Christmas and Happy New Years! Welcome to the 40th edition of the Carnival of Money Stories, the one year anniversary edition. To be exact, our first edition was last year on Christmas day, so the carnival is exactly one year and one week old. ... http://www.moneywalks.com/2008/01/02/carnival-of-money-stories-40-one-year-anniversary-edition/ Merry Christmas! It's that time again for another year of gift opening, eggnog drinking and spending time with your loved ones. This day a year ago was the first edition of the carnival of money stories and I am very glad that it has made it this ... http://www.moneywalks.com/2007/12/25/carnival-of-money-stories-3/ When you get your first job offer, how will you know if the salary is reasonable? The first thing you need to do before you enter the job market, whether it's your first job fresh out of college or a new step into a career path, you need to research ... http://www.moneywalks.com/2007/11/28/negotiating-your-salary-and-benefits-packages/ Hello and welcome to the Carnival of the Capitalists. I hope everyone had a great thanksgiving weekend and a smooth black Friday. I want to start off by thanking Jay of Bizosphere for giving me the opportunity to host this great carnival. If this is ... http://www.moneywalks.com/2007/11/26/carnival-of-the-capitalists/