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End-of-Life Financial Preparedness

End-of-Life Financial Preparedness

We don’t like to think about what will happen when we’re gone. But, we need to think about it so that our family members aren’t burdened after our passing. Today, we’re going to look at some of the things you should consider in end-of-life preparedness. What should be in my will? -          Your executor. This is the person that you choose to take care of what happens in the will. usually a spouse or other...

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Tips for Throwing a Frugal and Fun Halloween Bash

Tips for Throwing a Frugal and Fun Halloween Bash

Whether it’s because your little guys talked you into it, your teenagers need something to do to stay out of trouble, or your friends nominated you as a host, you’re stuck with it, a Halloween party. If you love the holiday or hate it, you’re about to be celebrating it and you don’t want to dump your life’s savings into it. Okay, maybe that’s exaggerating a bit, but here are some tips to help you keep the costs down for some...

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4 Quick Steps to Starting a Budget

4 Quick Steps to Starting a Budget

Do you have a budget? Did you know that most people don’t have a budget, and even those who do don’t stick to it? Budgeting is incredibly important to you and your family’s financial stability. It helps you to spend wisely, live frugally, and be less stressed out in the long run. Today, we’re going to look at 4 quick steps to starting a budget. Figure out what you make per month. First and foremost, you can’t work backwards. You...

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7 Ways to Get Funding for an Education

7 Ways to Get Funding for an Education

Getting a decent education is not cheap. Some of the country’s best colleges can leave you with hundreds of thousands of dollars in tuition bills. Ouch! Now, don’t get scared off. Your child’s education doesn’t have to put you in the poorhouse. Today we’re going to look at 7 ways that you can get funding for an education for you or your child. Many of these require you to fill out a FAFSA (Free Application for Federal Student...

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Cracking Crude Oil Prices

Cracking Crude Oil Prices

If you drive a car, there’s no hiding the fact that gas prices are absolutely horrible right now. A gallon of gas in my area costs $3.22. The average price in the United States is about $3.19 per gallon. My Sonata took over 50 dollars to fill on Tuesday. Americans are griping about prices, but do we really understand what all goes into our crude oil prices? Most of the world’s crude oil comes from the Middle East, and if you’ve been...

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Eating out is for broke people

Eating out is for broke people

I have a horrible habit. I like to eat out. A lot. There are a couple reasons for it, really. I think that food is a great thing to hang out over. You can get wonderful, meaningful, and deep conversations over wings and pizza or ribs or hoagies (if you don’t know what a hoagie is, go to Subway. That’s a hoagie). I live alone. In living alone, I have a really hard time justifying the cooking of a large meal just for me. It’s not that...

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