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Okay, so we all know that goals keep us focused on a purpose. The truth is, all successful businesses and organizations have short term and long term goals and a written plan for reaching them. The first thing you need to do is to determine your financial situation and then decide what you want to achieve for your future also how you’re going to accomplish this task. “Most people don’t plan to fail, they just fail to...

Raise your hand if you think saving is a good idea? Now out of everyone who raised their hand, keep your hand up if you actually save. Here is where almost everyones hands go down. When you ask anyone to save a certain amount of their pay check, they will most likely agree that it is a great idea but they claim they can’t because they’re already pushing their limit within their budget. To save money from your current income...

Personal Finance is such a big fuss in our blogosphere, there are so many articles on how we can save more for our retirement, how to reduce debt, how we can live more frugally, how to not spend your money, and the list goes on and on. I love to read about all the different aspects of finance, because the truth is the more you think about finance the better you’re gonna do financially. But after applying all the neat hacks and tricks...

Lately, I’ve been listening to this audio book called the “Automatic Millionaire” by David Bach, and let me tell you that it’s awesome. I recommend this audio book to everyone, it’s a great read/listen, whichever you prefer. So while I was listening to it, I noticed some cool things that I thought I wanted to share with you. When it comes down to it there are 6 approaches to wealth. Here they are. Win it. For...

I have a friend who has been keeping his receipts for as long as I can remember. I guess you can say that he’s a receipt freak. He keeps them to enter into his money tracking system to keep track of his budget. This is all very understandable and some what commendable for being so organized but I asked him, “why not just use your debt card like I do and keep track of your spending that way”. He replied ” because I...