Scenario: So you’ve got a nice stash of cash just laying around and you want them to be put to work. You also figured that you didn’t want to be too aggressive buy investing directly in stocks and at the same time you don’t want to invest in long term either so that rules out mutual/index funds. So then you ask, “should I put my money in a CD or a Money Market”? Good question. In order to make the right...

Welcome to the 33rd edition of the Festival of Stocks. I want to first thank George from FatPitchFinancials for letting me host this weeks edition, it’s been a pleasure. There were exactly 11 articles that made it to this edition and I broke them down into three categories. Stock tips and tricks, stock news and stock stats. Please take the time to view each article and also highlight any that you like. Okay without further delay,...

Hey guys, I will be hosting the Festival of Stocks edition #33 this up coming Monday. So if you have any good articles, then make sure to use this form to submit. If you have any questions regarding submission guidelines, then you can go here.

So my last post from yesterday covered the basic fundamentals of what a Traditional IRA was. Today I want to cover Roth IRA and just like last post I want to keep it sweet and simple. So lets get started. A Roth IRA’s main advantage is its tax structure. The contributions made to this account is only from earned income that has already been taxed, therefore it is not tax deductible. The total contribution for all IRA’s are...

So here is the scenario: Person A is 20 years old and has nothing start off with since he’s fresh out of school. But he has a decent job and he able to invest 100 dollars a week. He does this til the age 60. Starts with $0.00 Invest $100.00 a week ($4,800.00 a year) Interest rate going at 10% 40 years to invest Person B is 40 years old and has waited this long to wait to start saving for his retirement. He has some money saved up...

If you’re living on a tight budget like me, you can’t always put down a grand here or there on your investment plans. Say you’re only making about 20-25 thousand a year and you know you should start investing for the future, whether it’s for your children’s education or for your retirement savings. This is still possible even for people with small income if you invest in small doses. Investing in small doses...