I have a friend (let’s call her Sally) who talked to me recently about how much her medical expenses have increased over the past year. Before she started seeing a psychiatrist for some of the issues she was having emotionally, she was on one medicine, and that was for a stomach issue that she’s had for several years. About a year ago, Sally was diagnosed with several emotional disorders. This made her medical bills in a year six times...

As I look out my window, it’s really odd for me to even think about summer. 7 inches of snow earlier in the week, an extra inch or so today… will summer ever come? But, there are a lot of professional money-savers that want you to know that right now is the best time to buy a lot of things that you’ll use in the summer time. You’re probably thinking “Good. Because that rock salt was a lot more than I needed it to be.” Want to...

I was in a tough spot. I’d had to move out of a place I was living for various reasons, and was bunking with a friend and her family until I could find somewhere else to live. Thankfully, as long as I was looking, they didn’t care how long I took, but I wanted to inconvenience them as little as possible. I wasn’t employed yet, but I knew what I wanted to do and what I needed to do. So, before I even started to do anything, I made two...

Wow, this was a very busy week and I’m glad the weekend is finally here. Lately these past few weeks, I’ve been so busy I’ve fallen behind on calculating this months net worth so hopefully I’ll get that done tomorrow. But anyway, I wanted to leave guys with some general finance tips you can carry over this weekend. Save the pennies and the dollars will save themselves. The small amounts really do add up. Make...

So today I decided to take a look at my Money Market account, which I usually try to check only once a month, and saw that the interest rate went from 5.30% to 4.90%. I was surprised that my initial reaction wasn’t disappointment but rather quite passive. There was a point in time where I used to think that every one hundredth of a percent counted and mattered and that I would find the best money market account accordingly. But the...

The last thing you want to do is to cancel your credit card(s) right before applying for any types of loans, this is a bad idea. Canceling your card can affects your credit score negatively. When you have a lower credit score, that will result in higher interest rates and also may increase your fees. It doesn’t hurt for the account to stay open but it can hurt if you close it. Instead of closing your account just leave it open, it...