We all know that gas is expensive and we also know most of the basic tips/tricks thats out there to save money on gas. Things like: Taking off slowly from stops Keeping your tires inflated at its recommend pressure Changing your air filters from time to time and driving at a consistent speed are all good tips but it wasn’t enough for me. I still wanted to know more. A while back a good friend of mine told me that premium gas gets...

Remember that you cannot deduct expenses that are for personal purposes, but you can deduct travel expenses that are the ordinary and necessary expenses of traveling away from home for your business or job.You may also deduct travel expenses, including meals and lodging, you had in looking for a new job in your present trade or business. You may not deduct these expenses if you had them while looking for work in a new trade or business or...

I have a friend who has been keeping his receipts for as long as I can remember. I guess you can say that he’s a receipt freak. He keeps them to enter into his money tracking system to keep track of his budget. This is all very understandable and some what commendable for being so organized but I asked him, “why not just use your debt card like I do and keep track of your spending that way”. He replied ” because I...

Yes, I’m really excited to announce that I have completely paid off my credit card as of this past weekend. I have wrote many posts about my credit card situation and it has been an ultimate goal for a while now. I am finally glad to announce that my long journey has finally reached an end. For those who do not know, I originally had a credit card debt of about $9,000.00 as of last year May. Over this past year I have been trying...

Today I just opened up a Money Market Savings account with GMAC Bank. It’s great because it’s just like a checkings account with a super high interest rate. I mean why not make some interest while my money sits in my checkings account right? So my plan is to make this new account my primary checkings account and also as well as my savings account. Here are some Benefits of the account: The interest rate for this money market...

So whats the big deal with budgeting and why is it so important? Let me tell you why I love to budget, I have ten reasons and maybe you might see for your self the reason for its importance. Here they are: Big Awareness. Through budgeting, it keeps me aware of how much I spend on the daily basis. Saves me money. By knowing whats coming ahead and being able to plan, it helps me to spend less and less every month. Smart planning. Knowing how...