Inflation is a pain for a lot of reasons. Gas prices are going up, basic utilities are a bit pricier and our trips to the grocery store fill our carts but empty our wallets. Whether you’re a person in a family setting or a bachelor that lives on your own, the rising food prices are a dilemma for pretty much everyone. Unlike other things, food is something that we absolutely need to survive. How can we reduce the amount of money we spend...
Read More8 More Ways to Save Money Using the Web
By now, most people know that shopping online can literally save you hundreds of dollars, if not thousands, each year. It’s estimated that the average web-savvy shopper saves over $7,000 a year by using the internet to their advantage! But, I bet a lot of you don’t know exactly how to search for the best deals. Today, we’re going to talk about some of the techniques that you can use to save yourself lots of cash, just by taking extra...
Read MoreSurprising Summer Savings – Act now!
As I look out my window, it’s really odd for me to even think about summer. 7 inches of snow earlier in the week, an extra inch or so today… will summer ever come? But, there are a lot of professional money-savers that want you to know that right now is the best time to buy a lot of things that you’ll use in the summer time. You’re probably thinking “Good. Because that rock salt was a lot more than I needed it to be.” Want to...
Read MoreFiling for Bankruptcy – A Quick RunDown on Chapter 7 and Chapter 13 Bankruptcies
Research studies have shown that half of US bankruptcies were caused by Medical bills. The study estimates that medical bankruptcies affect about two million Americans annually. When most people think of bankruptcy they tend to think that it comes from acts of past irresponsible spending however it could happen to anyone. Bankruptcy is a federal court process that places you under the protection of the bankruptcy court while you attempt to...
Read MoreOwning a home is not for everyone
The typical “American Dream” is owning your own home, however, if you’re not able to swing it financially, it could end up being your worst nightmare. Some questions, you might want to ask yourself : How much are you gonna save up for a down payment and closing costs? How do you know how high a mortgage you will qualify for? How much can you really afford based on your lifestyle? How much will you really save in...
Read MoreOvercome your worst fear: Learn How to Save
Raise your hand if you think saving is a good idea? Now out of everyone who raised their hand, keep your hand up if you actually save. Here is where almost everyones hands go down. When you ask anyone to save a certain amount of their pay check, they will most likely agree that it is a great idea but they claim they can’t because they’re already pushing their limit within their budget. To save money from your current income will...
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