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Buying a Home – Determining affordability

Buying a Home – Determining affordability

Buying a home is the most expensive decision/investment you’ll ever make in your lifetime, so make sure you do your homework! Earlier this year, I was able to purchase my first home. The experience for me was pretty emotional and stressful with a combination of excitement, anxiety, fear and joy all in one. There will be tons of information that you will have to absorb in order to make wise house buying decisions, from deciding if...

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Carnival of Money Stories: Chicken Soup for the Financial Soul edition

Carnival of Money Stories: Chicken Soup for the Financial Soul edition

Welcome to the 13th edition of the Carnival of Money Stories! This week we had a little over 30 great article submissions, however since majority of the submissions did not have a personal story or experience behind it, I had to omit most of it. Remember guys, Carnival of Money Stories is strictly dedicated to articles with some kind of personal story and/or experience involving finance so if your article did not have either or, then it was...

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The Importance of finding a good realtor

The Importance of finding a good realtor

Hello everyone, This is Kris from Mill1on, I am guest hosting for andy today. I wrote an article called the Importance of finding a good realtor. It discusses the advantages and disadvantages of hiring a realtor. So lets get to it.   Studies have shown most people that are in the process of buying a home, or selling their home would never make the choice of doing it themselves again. Buying a house, or selling a house can be a difficult...

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How to invest with a low budget

How to invest with a low budget

If you’re living on a tight budget like me, you can’t always put down a grand here or there on your investment plans. Say you’re only making about 20-25 thousand a year and you know you should start investing for the future, whether it’s for your children’s education or for your retirement savings. This is still possible even for people with small income if you invest in small doses. Investing in small doses...

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How much is your home worth?

How much is your home worth?

One of my goals is to be a home owner within the next 4 years. As of now I’m not too sure where I want to live yet but where ever it is it’s probably not going to be here in Maryland. Houses here are super ridiculous and not worth it. I think the average house here is somewhere around 375-450k. Now if I head somewhere south, maybe like Florida, the cost can get as low as 175-250! In the meantime, I’m going to start...

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5 common homebuyer mistakes you want to avoid

5 common homebuyer mistakes you want to avoid

There are many things to consider when thinking about buying a home, such as figuring out your budget, defining your search parameters, finding good rates, and the list goes on. But aside from the obvious stuff, you might want to look at some common mistakes that most homebuyers seems to make. I have made a list of 5 common homebuyer mistakes you want to avoid. Not fixing your credit. Before you even think about applying for a mortgage,...

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