Raise your hand if you think saving is a good idea? Now out of everyone who raised their hand, keep your hand up if you actually save. Here is where almost everyones hands go down. When you ask anyone to save a certain amount of their pay check, they will most likely agree that it is a great idea but they claim they can’t because they’re already pushing their limit within their budget. To save money from your current income...

Personal Finance is such a big fuss in our blogosphere, there are so many articles on how we can save more for our retirement, how to reduce debt, how we can live more frugally, how to not spend your money, and the list goes on and on. I love to read about all the different aspects of finance, because the truth is the more you think about finance the better you’re gonna do financially. But after applying all the neat hacks and tricks...

Here are some tips to help you get a nice jump start on your next project and avoiding those last minute deadlines. Create a to-do-list. It doesn’t matter if its on a notebook or on your computer. You want to record everything you need to do. This way, taking the time to log your entries makes you want to carry them out a little more. When creating your list, you want to give your task a priority. You can do this by listing the more...

For the majority of the population, most people have bad habits when it comes to money. These people, instead of thinking in terms of saving, investing, and financial freedom, they think only of spending, borrowing, and financial dependence. Statistic shows that in 2002, nearly 2 million Americans declared personal bankruptcy due to constant spending and borrowing more than what they could afford. There are two directions that a person...

Today I just opened up a Money Market Savings account with GMAC Bank. It’s great because it’s just like a checkings account with a super high interest rate. I mean why not make some interest while my money sits in my checkings account right? So my plan is to make this new account my primary checkings account and also as well as my savings account. Here are some Benefits of the account: The interest rate for this money market...

I hope everyone had a great Memorial weekend. With school finally over for the semester, I’m definitely ready for summer to kick off. I know I have been quite dormant with my posts but since I’m finally out of school I can spend a lot more time on the site. Happy Memorial day.