The last thing you want to do is to cancel your credit card(s) right before applying for any types of loans, this is a bad idea. Canceling your card can affects your credit score negatively. When you have a lower credit score, that will result in higher interest rates and also may increase your fees. It doesn’t hurt for the account to stay open but it can hurt if you close it. Instead of closing your account just leave it open, it...

Raise your hand if you think saving is a good idea? Now out of everyone who raised their hand, keep your hand up if you actually save. Here is where almost everyones hands go down. When you ask anyone to save a certain amount of their pay check, they will most likely agree that it is a great idea but they claim they can’t because they’re already pushing their limit within their budget. To save money from your current income...

We all know that gas is expensive and we also know most of the basic tips/tricks thats out there to save money on gas. Things like: Taking off slowly from stops Keeping your tires inflated at its recommend pressure Changing your air filters from time to time and driving at a consistent speed are all good tips but it wasn’t enough for me. I still wanted to know more. A while back a good friend of mine told me that premium gas gets...