Quick saving tips to go

Although I enjoy reading a nice long article, I know sometimes I just want to get straight to the point.  So here I devised a quick “on the go” list for those who are trying to save on the daily basis about some daily stuff. Thinking to save is a good habit to get into so lets get to it.

  • Avoid ATM machines that charge fees. Those $2.00 fees will hit you like a ton of bricks when you do your end of the month net worth calculations.
  • Avoid eating out all the time. Learn to cook. I can cook ramen noodles and they save me tons of money.
  • Go cellular. I don’t even have a house phone, I just use my cell phone for everything. It’s more simple that way and saves me money.
  • Write letters or use e-mails instead of calling long distance. On second though, scratch out the letter, 37 cents can go a long way. Just write emails.
  • Resist peer pressure. If you have friends who like to go out to the movies or anywhere else, learn to say NO if you can’t afford it.
  • Learn to reduce your heating and cooling costs. Make your home more energy-efficient.
  • Try to buy things on sale. Don’t buy until you look around other stores and you’ve compared prices.
  • Use coupons, cut expenses. They’re everywhere, you just have to look.
  • Keep track of your spending. The more you know where you stand with your finances, the better your off.

If you have a tip or two you want to share, don’t hesitate to leave a comment. I would love to hear from ya.

  1. I agree with all of your ideas, and would also like to switch to cell-only calling. However, in our case, a cell phone is not cheaper than a land-line.

    We pay about $95 a month (with all fees, etc.) for 1000 shared minutes with Verizon Wireless, while we pay $19 a month for 500 minutes on our Vonage home line.

    If we could do without a cell phone (not a prospect at this point in our lives I think), then we’d save $912 a year on phone costs.

  2. Wow, that is a lot of money that you could be saving. In my case, I have no use of a home phone and since I have a cell phone, it saves me money to not have to pay for both. So it would depend on your situation on what could save you more. Thanks for the input clever dude.

  3. In regards to your find stuff on sale – I wrote two posts about deal sites that I swear by. I never buy anything until I check this sites first.

    A Few More Deal Sites

  4. Thanks Martin for the deal sites, I’ll make sure to check em out later.

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