Happy New Years everyone! I can’t believe how fast this year had gone by. So I guess it’s that time of the year for New Year Resolutions. This year I have some critical Resolutions so here they are: The most important one is to get out of debt. If I follow my current plans, I should be out of debt by the end of February. This is the key goal here because after I get this one out the way, I can start my other goals. Start my IRA...