Wow, all these years paying my credit card on time and it looks like it’s finally starting to pay off. I have now been trying to build my credit for about 3 years now, consistently checking my credit report and making sure to meet my payments each month and finally, my bank decides that they can “trust” me with a credit card with 25,000.00 dollar limit. Woot! My first credit card had a limit of 2,000 dollars and back...

I just can’t wait until I become debt free. Once I get out of debt, I will be so happy and relieved. I don’t think you can ever know what the stress feels like of being in debt, worrying day and night over how much you can payoff that week, until you actually experience it. In the world of finance, I think the power of feeling debt free is one of the strongest because once you get to that point, your attitude towards saving...

Today the infamous Carnival of Personal Finance and the Carnival of Real Estate were hosted. Nickel over at Fivecentnickel hosted the 85th edition of  CoPF. There were many great submissions and I want to point out some that I liked. Carnival of Personal Finance articles I liked: NCN’s article on Creating a Personal Finance Goal. searchlightcrusade’s What to do when your loan is declined. Clever dude presents 3 methods to pay...

One of my goals is to be a home owner within the next 4 years. As of now I’m not too sure where I want to live yet but where ever it is it’s probably not going to be here in Maryland. Houses here are super ridiculous and not worth it. I think the average house here is somewhere around 375-450k. Now if I head somewhere south, maybe like Florida, the cost can get as low as 175-250! In the meantime, I’m going to start...

This week, I was featured in two carnivals. One was other at Money, Matter and More Musing. Golbguru hosted the 15th edition of The Festival of Under 30 Finances. Joe other at workingathomeinternet hosted the 17th edition of Working at Home Blog Carnival. There were many great entries for both carnivals, thanks for hosting guys!If you haven’t checked em out yet, I suggestyou head over and start...