As I have stressed the level of importance regarding your credit score in my previous posts, now I want to talk about how you can improve your credit score. We all know that credit is very important and useful to us in many ways. That little slip of plastic opens up a whole new world of possibilities and you want to make sure that credit is on your side. Here is a quick list of 5 things you can do to improve your credit score: Pay your...

Like most of my friends, who loves to flash their plastic cards, they don’t always make the best decisions when choosing their credit cards. Instead they chose the cards that has the highest credit limit and then spend away. Here are some things to consider when looking for a credit card: Many banks and credit cards charge you annual fees for the card to lend you the money. You want to make sure you find out all the (hidden) fees...

Hey everyone, it’s almost that time of the year to be thinking about our goals we want to accomplish for the year 2007. Later on this week, I’m going to be posting my New Years Resolution for 2007 and was wondering if you have any that you want to share with us. If so leave a comment or send me an email to moneywalks(at)gmail(dot)com and I’ll post them here along with mines. I plan on posting it up on New Years so you have...

One of the Chirstmas gifts I got this year was a book called Retire Young Retire Rich, from the same author who wrote the best seller Rich Dad Poor Dad, Robert Kiyosaki. I am looking forward to reading this book and possibly share some key points and post them here. My goal is to read at least one chapther a day so that means I should be done in twenty one days which is the 16th of January. So far I have read the introduction to the book...

Oh man, Thank God Christmas shopping is over and done with. So I was one of those last minute shoppers and waited til the last minute and did my Christmas shopping on the 24th and let me tell you…it was no fun. I ended up spending $334.11 for christmas gifts, which was still under my original budget of $400.00 but probably could have saved about 50 bucks if I wasn’t so much in a rush. That’s why it’s a baaad idea...