Investing in stocks and in index funds is great, but the best investment you can make is paying off your debts. Did you know that a typical credit card purchase ends up costing 112 percent more than if cash were used. Thats amazing, here is 5 reasons why people are in debt: People are convienced that they can afford more than what they actually can. This is sad but true.They feel that they have to have that car and most people live in...